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Dec 2, 2017 Rapid growth of cash loans has led to 'over lending, repeated credit extension, unregulated payment collection and extremely high interest rates charges and violation of individuals' privacy', according to regulators.

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Remember, Before You Take Out a Payday Loan: Consider alternative solutions. Ask about delaying or making payment arrangements on your non-interest bills such as telephone and utility bills. Talk to a friend or family member about borrowing money. Ask your employer for an advance on your paycheck. Set aside