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Unlike commercial loans that usually have fixed monthly payments, what you send to your merchant cash advance provider will fluctuate to some degree based on your sales during any given month. If your sales spike during the holidays, the provider also gets more; however, ebbs in profits during slow times of the year 

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Oct 30, 2017 You apply for a business loan, provide the necessary requirements, and if approved, the bank gives you a lump sum of cash in exchange for making monthly payments over a set period of time (or 'term') with a fixed or variable interest rate over the life of the loan. Depending on the term of the business loan,