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We've all been there: butterflies in our stomachs, sitting at that desk, waiting for the fast-talking guy to come back and tell us whether or not we're approved for a loan. Having good credit is important in today's society, as our homes, the vehicles we drive and many other aspects of daily life are dependent on having and 

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Mar 20, 2018 Secured Loans. With secured loans, your property and things you own are used as collateral. If you cannot pay back the loan, the lender will take your collateral to get their money back. Common secured loans include mortgages, home equity loans, and installment loans.