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Cheques remain uncleared for three business days including the date of deposit. This includes bank cheques. If a cheque is deposited using a Smart ATM, the deposit will reflect immediately, and the cheque will take 3 business days to clear. If the deposit was done using a standard ATM, the ATM will be cleared the next 

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Jan 31, 2018 Cashing the check may be impossible. Most banks prohibit depositing checks made out to a business name into a personal account and restrict cashing because it is impossible for tellers and bank staff to quickly and accurately determine if a business operates as a sole proprietorship. To avoid problems