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A payday loan is a convenient alternative to pawning personal property, borrowing money from family and friends, or bouncing checks. Consumers also use payday loans to avoid late-payment penalties and tarnished credit ratings. Ideally, individuals have money saved from each paycheck to prepare for financial shortfalls
A payday loan is an advance of money to help you meet your short term financial needs. Typically, the loan is repaid on your next payday. When a payday loan is obtained through , funds are available either for in-store pickup or deposited electronically into your bank account. Payments are usually withdrawn