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13 hours ago The Louisiana Budget Project reports that the annual percentage rate for a payday loan in our state can be as high as 780 percent, compared to an annual percentage rate of 24 percent for major credit cards. Thus, applying some of the same consumer protections as credit cards to payday loans makes 

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21 hours ago Missouri has more payday lenders than McDonald's, Starbucks and Wal-Mart stores combined. Last year, 1.62 million payday loans were issued in Missouri alone, averaging 1 in 4 residents. Loans carried an average APR of 462.78 percent. and the fees and fines add up to tens of millions of dollars. This is