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Applying in Person. Applying for a loan in person is less convenient than applying online, but may also give you some advantages. You will better be able to explain your personal situation and enjoy instant verbal communication as opposed to the delay afforded by email.

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Those who want to apply for a loan can do it from the comfort of their own home rather than going to a bank. The Office of Hawaiian Affairs has an online application process for its flagship loan program. The Mālama Loan can be used to start or expand a business, make improvements to a person's home, consolidate debt