Capping interest on payday loans

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Jan 9, 2018 Our joint 2001 report with the Consumer Federation of America, "Rent-A-Bank Payday Lending," helped expose a previous payday lender scheme of using bank charter preemption of state interest rate laws to operate in the growing number of states that had explicitly banned payday lending by capping 

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effects on consumers of traditional payday lending.4 No consensus on the net welfare consequences of small-dollar, short-term, high-interest loans has emerged from these studies. We are able to estimate the causal effect of capping online payday loan size by using a fuzzy regression-kink (RK) design. This relatively new