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Mar 17, 2018 Cash advances come with steep fees you can avoid if you plan your cash flow better. In addition to steep fees, you'll also pay a higher interest rate on cash advances. You also lose your grace period when you take out a cash advance, meaning you'll begin racking up interest charges from day one.

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Conditions of the PayPal Credit Payment System. PayPal Credit is an open–end credit plan offered by Comenity Capital Bank (the "Lender"). 25 days after the close of each billing cycle. We will not charge any interest on Standard Purchases or Cash Advances if you pay your entire balance by the due date each month.