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What Is A Direct Deposit Loan? It is the perfect solution when you need cash quickly, because if you are accepted by a lender the funds will be deposited directly into your bank account in as fast as one business day. Sometimes called a payday loan or cash advance, this form of credit comes with a short term commitment, 

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Mar 4, 2004 While the payday lending business presents banks with new growth opportunities, it also presents significant risks. To be sure, higher pricing on payday loans promises higher revenues and wider margins for lenders. However, there also are greater risks associated with payday lending. The credit risk