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Credit Card Finance. Calculate finance charges using previous balance method. Calculate finance charges using adjusted balance method. Calculate finance charges using average daily balance method. Calculate the finance charge on cash advances 

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Each day we take the balance at the beginning of the day, add any new purchases, cash advances, balance transfers, insurance premiums, and debit adjustments or other charges, and subtract any payments, credits, unpaid finance charges, late charges, over-the-credit limit fees, and cash advance fees that are processed