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With the introductory offer, you will earn a $200 bonus if you spend $3,000 in eligible purchases within 90 days of your SDFCU Premium Cash Back+ Card enrollment Cash advance fee of $3.00 (ATM only, teller FREE); Late payment fee up to $25.00; Minimum interest charge of $0.50; Special delivery of cards (actual 

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BECU offers a traditional Visa card with rewards, a cash back Visa card and Visa cards with partner designs.