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Payday loans have become the face of predatory lending in America for one reason: The average interest rate on the average payday loan is 391%. And that's if you pay it back in two weeks! If you can't repay the loans – and the Consumer Financial Protection Bureau says 80% of payday loans don't get paid back in two 

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Oct 6, 2017 “The CFPB's new rule puts a stop to the payday debt traps that have plagued communities across the country,” Cordray said in a Thursday statement. “Too often, borrowers who need quick cash end up trapped in loans they can't afford. The rule's common sense ability-to-repay protections prevent lenders