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Payday Loan. A payday loan is small dollar loan usually between $100-$255 (depending on income and state laws) that is designed to help you pay for immediate expenses until your next payday. The loan balance is usually repaid on your next payday.

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Feb 11, 2014 Thirty-two states permit payday lenders to make loans against checks written on consumers' bank accounts. Lenders can charge interest as high as they'd like on payday loans in the following states: Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky,